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How Much Car Insurance Do I Need

27 October, 2011

In this day and age saving money is all the rage, and for good reason – times are tough. It is surprising to find out, then, that a large percentage of drivers are actually over-insured in regards to their car insurance coverage.

It is important to evaluate your actual auto insurance needs and make cuts where appropriate, so family funds can be diverted to other areas of your budget. We will help you answer one of the most important questions you can have when buying car insurance: “How Much Car Insurance Do I Need?”

Every state that requires auto insurance has minimum liability limits for property and bodily injury damages, so this is the basis upon which your car insurance policy should rest. Every

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The Newest (and Hottest) in Hybrid and Electric Cars

24 October, 2011

When the first alternative energy vehicles were introduced many years ago, they were little more than an eccentric motor and engine crammed inside a utilitarian body sitting atop four wheels. In other words, they were more of a novelty item than a solid method of transportation for consumers.

In fact, the alternative vehicle industry has grown from a tiny niche market into a viable automotive class deserving of its own public platform. That’s why last month’s 2011 Alternative Energy & Transportation Expo in Santa Monica, California attracted numerous people who wanted to check out what’s new in 2012 among hybrids, plug-ins, and other non-gasoline powered vehicles.

In all, almost three dozen retailers had vehicles on display.

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Understanding Credit Life Insurance

23 October, 2011

Theres a relatively new product out there called credit life insurance and its easily confused with traditional life insurance.  Credit life insurance is designed to pay off the balance of a loan in the event of your death.  Kevin Lynch, assistant professor of insurance at The American College in Bryn Mawr, PA warns that this is not life insurance and there are important aspects of credit life insurance consumers should be aware of.

The article 5 Things to Know on Credit Life Insurance by Michael Estrin on Bankrate.com highlights the five top things every consumer should know about credit life insurance since it can be very confusing.  

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Women drivers, stay ahead of the road closures

19 October, 2011

No one likes to be halted in their journey or diverted onto a different route to the one which they had planned, thus being plunged into the unknown, but car accidents and road works can have a hugely detrimental effect on journey times and can cause frustration and anger behind the wheel.

So, women drivers are urged to take the initiative and plan ahead before setting out on a long or unfamiliar journey.

The Highways Agency website offers up to date traffic information, route planning guidance and even a mobile phone app so that you can access the latest news on driving conditions wherever you are. Read full post…

Why Smoking Can Up Life Insurance Premiums

14 October, 2011

There are over 11,500 stores in New York City which are licensed to sell tobacco products and in a recent drive to boost awareness over the health risks associated with smoking the Mayor of New York, Michael Bloomberg implemented a health awareness campaign targeting these outlets.

The owners of the stores have been asked to put up signs outside the shops which show images of how smoking tobacco can harm the body. They include pictures of a lung damaged by cancer, a decaying tooth and a brain, which has suffered a stroke. The graphic posters are accompanied by information for the residents of New York on how to get help in quitting smoking, and a call to join New York City’s quit program.

Surely, you may think, any attempt to reduce the amount of deaths by smoking has to be a good thing? N

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