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Once you have chosen a life insurance policy, you must make the important decision of naming beneficiaries. The most common beneficiary named, on average, is a spouse. If there is no spouse, or you already have them named on another policy you may consider adding your child as a beneficiary. But is this even an [...]
Unum Group, the provider of disability insurance, group Unum life insurance, and payroll-deducted voluntary benefits, is feeling the market pressure as they are down 2.7% to $21.72. Over the past year, Unum Group share prices have been bracketed by a low of $19.72 and a high of $27.16, which is 10% above the low price [...]
Theres a relatively new product out there called credit life insurance and its easily confused with traditional life insurance. Credit life insurance is designed to pay off the balance of a loan in the event of your death. Kevin Lynch, assistant professor of insurance at The American College in Bryn Mawr, PA warns that this [...]
Congress has been debating how to handle the national debt for years now and the ineffective measures are affecting many industries including life insurance. Five life insurance companies have received a downgrade from Standard & Poor, a United States based financial services company and one of the major credit rating agencies. This is very frustrating [...]
Unusual Risks – the UK based medical financial advice group is attempting to get life insurance companies to pay more attention to the way they treat individuals who are suffering with the HIV virus. They recently carried out a survey which looked at how life insurance providers in the UK behave towards people with HIV, [...]